Superannuation Advice
Supercharge Your Superannuation
Australia’s superannuation scheme is one of the best excuses you’ll ever have to save for your retirement. But the system can be complex, and making the most of your money requires balance. That’s why Agile Wealth offers superannuation advice that makes your wealth work harder.
Superannuation Advice for Every Stage of Your Life
Starting Out, it’s your Superannuation
We all invest in superannuation, but we each have our own goals and objectives. So why should you be putting your money into a generic fund that invests it the same way as everybody else? Not all superannuation funds are the same, and choosing the right provider with the right investment choice can make a huge difference to your future. Agile Wealth can help you to understand the fundamentals, so you have a lifetime of knowledge to make the most of your superannuation.
Agile Wealth can help you assess your options so your superannuation is invested for you and not everybody else. Agile Wealth can help you to invest so you have the opportunity for the long-term returns you need.
Have you ever stopped to think about why Super is so super important?
- A relatively small salary sacrifice could make a significant difference in the future
- Make sure you decide which super fund meets your needs, not your employer
- A default investment may not be suitable for your goals and objectives
- Taking the right level of risk can create long term opportunities
- The earlier you start to pay attention to your super the better. Super could be a 70+ year investment
Get in touch with Agile Wealth today!
Please contact us today to book an appointment to make sure your super is super.
Superannuation Advice for Every Stage of Your Life
Getting Ahead, with your Superannuation
Not all superannuation funds are the same, and choosing the right provider with the right investment choice can make a huge difference to your retirement plans. Agile Wealth can help you assess your options and provide professional financial advice on Self-Managed Super Funds, Wrap Platforms and Retail or Industry Fund Master Trusts. Agile Wealth can help ensure your superannuation fund is the right one for you and that it provides the long-term returns you need.
The earlier you start to pay attention to your super the better, but it’s never too late to achieve your retirement goals. Agile Wealth can help you assess your options so your superannuation is invested for your future and provides a more comfortable retirement.
Have you ever stopped to think about why Super is so super important?
- It’s your money and your future income
- Super can be one of your most valuable assets at retirement
- Salary sacrifice could make a significant difference in the future and save you tax
- A default investment may not be suitable for your goals and objectives
- Taking the right level of risk can create long term opportunities
Get in touch with Agile Wealth today!
Please contact us today to book an appointment to make sure your super is super.
Superannuation Advice for Every Stage of Your Life
Thinking About Retirement, ready to access Superannuation
Super will generate future income and support you for the decades ahead. Not all superannuation funds are the same, and choosing the right provider with the right investment choice and specialist retirement solutions can make a huge difference to your retirement plans. Agile Wealth can help you assess your options and provide professional financial advice on Self-Managed Super Funds, Wrap Platforms and Retail or Industry Fund Master Trusts. Agile Wealth can help ensure your superannuation fund is the right one for you and that it provides the long-term returns and income you need.
Centrelink age pension is not available until age 67 and will not provide sufficient income for a comfortable retirement. It’s not too late to speak to Agile Wealth and get advice for your superannuation when thinking about retirement.
Have you ever stopped to think about how your super will support your retirement?
- Super will generate future income and support you for decades
- Salary sacrifice could still make a significant difference to your future
- A default investment may not be suitable for your goals and objectives in retirement
- Investing for income in retirement is important and not all super funds are equal
- Super is a key asset in estate planning
Useful Superannuation Tools
Superannuation Calculator
How Super Works
Check for Lost Super
Superannuation for Business Owners
Superannuation is super-tax-effective, very long term and shouldn’t be ignored. Our professional financial advisors can help you set it up the right way. That means you’ll save more money while maintaining the balance between your current goals and your future lifestyle needs.
If you’re running your own business then superannuation becomes even more important. The risk that comes with being an entrepreneur means superannuation may be one of your most stable assets that:
- Provides a contingency for the future
- Builds your own wealth and not just the business’
- Is generally protected from creditors
- Protects you from significant changes in the value of your business
- Allows you to take advantage of tax breaks and save more of your earnings
Super can provide tax benefits on your life insurance premiums when structured in the right way and offset by additional contributions, and we can help you take advantage of the best insurance structure.
Get in touch with Agile Wealth today!
Please contact us today to book an appointment to make sure your super is super.
Our Risk Management Strategy
Your super is likely to grow into one of your most valuable assets at retirement. Protecting that asset means finding the best investment strategies that balances opportunity with risk.
At Agile Wealth we adopt a proactive risk management approach to superannuation. Our approach sees us collaborating closely with each client to assess the appropriate risk levels for your situation. Your personal risk tolerance level could be influenced by things like:
- How close you are to retirement age
- Your financial capacity to increase contributions now
- The length of time you have remaining in work
- Access to a safety net such as a defined benefit pension
- Access to alternative passive income from business or investments
We typically manage the risks associated with your super through diversification. By allocating your super to a variety of assets, we can reduce your exposure in each investment and secure steady growth in your fund.
When recommending superannuation investment strategies, we have a strict criteria for the investment managers we work with. Our superannuation advice is tailored to your situation and is based on research and performance criteria that ensures your risk is measured and appropriate for your needs.
Sustainable Superannuation Investments
Your superannuation is likely going to be a 50-70 year investment and the world will change a lot during this time. We offer the opportunity for you to support investments that are conscious of environmental, social or corporate governance issues.
We can help you invest directly in companies or investments that support energy transformation or avoid investments that may compromise your values.
If we become aware of an investment partner or product provider that is not meeting your values we will help you to make the required changes to your strategy so you invest in alignment to your preferences.
Whenever possible we will seek to avoid investments that support social issues or provide funding to rogue states
Due to the nature of some investment styles, such as indexed investments or diversified multi-manager funds, we cannot guarantee that all investments are free from exposure to specific companies. If you have personal, social or ethical concerns about particular investment products then please let us know.
The Agile Wealth team is happy to design our superannuation advice around what’s important to you, so you can enjoy your retirement in peace.
What Our Clients Say
We’re fortunate in Australia to have a savings scheme that provides the opportunity to pay less tax while saving for the future. The rules can be a little complex though, and there are multiple ways of putting more money into your super. A professional financial plan from Agile Wealth can help you develop the best strategy for your current wealth, future goals and retirement plans.
We help you identify your real goals and objectives so you can dare to dream.
Contact Us Today
Now is the best time to take control of your finances and plan for the future. Contact Agile Wealth today to make an appointment with our professional financial advisors.