Personal Insurance Advice

Secure Your Financial Future

There’s nothing more personal than the insurance policies that protect you, your family and your businesses. We structure our personal insurance advice to offer flexibility and peace of mind, meaning your loved ones will be able to enjoy a secure financial future.

Protect Your Greatest Assets with Personal Insurance

Your personal insurances play a central role in your financial strategy. We cannot stress enough how important it is to have your insurance policies in order.

Consider your future. What happens if you can’t work or earn an income? Having the right personal insurances in place can secure your financial future when you need it most. Whatever stage of life you’re at, Agile Wealth can help you navigate the world of insurance and choose policies that will protect you, your family and your businesses.

Your personal insurance is an asset that:

Acts as a safety net, protecting your wellbeing and financial future
Ensures your family is taken care of if something goes wrong
Provides for you and your family if you can’t work
Offers peace of mind
Protects your legacy

Unbiased Personal Insurance Advice

Agile Wealth has no affiliation with any of the insurance products we recommend. That means the advice you receive from our professional advisors is always in your best interests. This includes giving you the option to pay a fixed-fee rate, rather than commission. The result is that you benefit from reduced premiums and increased flexibility to manage the cost of our insurance advice as you see fit. We will proactively help you balance your financial risk needs over time so you can reduce your dependency on insurance.

What does this mean for you?

You have peace of mind that your insurance meets your needs and is structured to cover your financial risk, now and into the future
You have the option to pay our insurance advice fees upfront, or spread the cost through commissions
You can have peace of mind that any changes recommended to your insurance policies are unbiased

Not sure what you need?

Get in touch and we’ll help you out with friendly advice.

Our Personal Insurance Services

Our personal insurance advice begins with a simple conversation. We take the time to understand you and your circumstances so we can develop a plan that suits your lifestyle.

Throughout the process we will collaborate with you to determine how much personal insurance you need. Agile Wealth always recommends changes or new insurance cover based on extensive research, and we only work with providers we trust.

When making our recommendations, we look at more than just the cost of the insurance. We’ll take the time to work with you and discuss any trade-offs involved. This ensures you have the right structure of insurance that impacts:

The terms of the policy and the likelihood of a claim
How much tax you pay or could save
How and when you are paying for the policy
How you are assessed for disability in your own or any occupation
The claims process and tax consequences

Personal insurance is a critical part of your financial plan, but not all policies are created equal. We always recommend seeking unbiased advice, so you know what you are covered for and what you are not, before committing to any personal insurance policy.

Insurances work together to manage your financial risk. We can help you with:

Income Protection Insurance

Trauma or Critical illness Insurance

Total and Permanent Disability Insurance

Life Insurance

What Our Clients Say

Highly recommend Richard Elmes for getting our finances on track, something we've been putting off for years. I never had the time and didn't know where to start but Richard made it so easy, lots of options, very knowledgeable and professional

We have found Richard professional in his dealings. Extremely knowledgeable of the finance industry and efficient in finding solutions that work for us. From our experience we would highly recommend Richard as a Financial Adviser.

We have dealt with Richard, as our financial advisor, for the past three years and have found him to be extremely knowledgeable and reliable and up to date with all of the current trends.

I have known Richard for some years. He has impressed me with his professional warm approach, so much that I have recommended Richard to family & friends. Richard is very experienced, a person of great knowledge, skill and integrity. It’s comforting to know he is on our side and just a phone call away any time

We help you identify your real goals and objectives so you can dare to dream.

Contact Us Today

Now is the best time to take control of your finances and plan for the future. Contact Agile Wealth today to make an appointment with our professional financial advisors.